Senior Intelligence™ Blog

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New Hurdles Imposed for Medicaid Applicants in New York State
New York state recently enacted legislation, and declined to moderate existing legislation, that makes accessing the state’s Medicaid program more difficult and complicated.  I. The Consumer Directed Personal Assistance Program (“CDPAP”) will undergo major changes.  Currently over 600 companies act as Fiscal Intermediaries (FIs) for the CDPAP program.  These FIs assist people who hire Personal […]
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6 Critical Issues upon Discharge from a Hospital or Rehab
If you or your loved one is being discharged from a hospital or rehab facility, either to a home or to assisted living, focusing on the following six issues can be critical: (Note:  Discharge to a nursing home is not discussed in this article)  This checklist will give you a good starting point to keep […]
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Finalized New York State 2024 Medicaid Limits
The New York Medicaid limits and thresholds for 2024 have been finalized! The NY Medicaid eligibility limits for income and "resources" (assets) are tied to the Federal Poverty Level ("FPL"). 2024 FPL levels were announced some time ago, and New York Medicaid finally confirmed the New York levels yesterday afternoon. Below is our 2024 Medicaid […]
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The Corporate Transparency Act
Attention clients, former clients, and blog readers who own corporations, LLCs, or who have an interest in a trust that owns an LLC or corporation: major changes have been enacted through the Corporate Transparency Act that may affect you. This blog provides a brief description of the Corporate Transparency Act, its requirements, and what the […]
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Medicare Open Enrollment Time is Here
Every year, people who are currently enrolled in a Medicare program have an opportunity to review their coverage and make changes without penalty during the Medicare Open Enrollment period.  There is much to consider when it comes to choosing a plan, and to deciding whether to make any changes.   Open Enrollment runs from October […]
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Hospice Care and Palliative Care are Not the Same
Hospice care is finally getting recognition as a meaningful way to live the rest of your life in the best manner possible, if you have a life-limiting condition.  Palliative care, however, is still widely misunderstood and far less available, though the need for it is large and growing.  How are hospice care and palliative care […]
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The High Cost of Bad Long-Term Care Advice
“You need to use up all your savings before you’re eligible for Medicaid.  It’s called the ‘spend down.’” “Your home is exempt from Community Medicaid.” “You can transfer half your money shortly before you go into a nursing home, and then when you apply for Medicaid, the Penalty Period will be half as long.” “You […]
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Quality of Life is Paramount
This is Strategy #25 from Lamson & Cutner’s publication, “25 Strategies to Prevent Financial Ruin from Long-Term Health Care Costs.”  Click here to see the other strategies. Elder Law planning is an efficient means to a worthwhile end: your future quality of life. Asset protection strategies ultimately serve two functions. First, they allow you to retain your […]
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Competent Counsel Means a Better Shot at Quality Care
This is Strategy #23 from Lamson & Cutner’s publication, “25 Strategies to Prevent Financial Ruin from Long-Term Health Care Costs.”  Click here to see the other strategies. If you require nursing home care, you’ll have to choose a facility. Experienced Elder Law attorneys can suggest homes in your area you may want to consider. An established firm […]
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Streamline Your Financial Affairs and Record Keeping
This is Strategy #21 from Lamson & Cutner’s publication, “25 Strategies to Prevent Financial Ruin from Long-Term Health Care Costs.” Click here to see the other strategies. Streamline your financial affairs. If you apply for nursing home care either now or in the future, Medicaid will request detailed information about your prior financial transactions. Every one of […]
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