Finalized NY 2026 Medicaid Resource and Income Levels

New York State has published finalized Medicaid thresholds and limits for income and assets for 2026. Some of the figures are based on the Federal Poverty Level (FPL), which the Federal Government publishes in February. Other New York State figures were published at the end of last year. Click on the chart below to print it.

Most of the limits for "resources" (assets) and income increased slightly in 2026, as they normally do each year. For example, to be eligible for Medicaid, in 2026 a applicant who is single can have no more than $33,038 in "countable resources" in their own name, up from $32,396 in 2025. If a single person is receiving Medicaid services in the community, any monthly income over $1,836 is considered "surplus income" in 2026, up from $1,800 in 2025.

The "regional rates" that are used to calculate a penalty period for Institutional (Nursing Home) Medicaid also rose slightly. A penalty period is imposed if a nursing home resident who applies for Nursing Home Medicaid has made an uncompensated transfer (in essence, a gift) during the five years before the application is submitted. The five year period is called the "look back." The length of the penalty period is calculated from the amount of the transfer. Learn more about the look back and penalty period here.

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